Who has the best cheap car insurance in Missouri?

missouri kansas city highway road

  • Missouri residents pay much less than the national average for
    car
    insurance
    , but that doesn’t mean that you can’t save when
    shopping around.  
  • Drivers in Missouri can find the best coverage from USAA, AAA
    and Farmers with good credit, and AAA and American Family for
    drivers with poor credit. 
  • Read
    more personal finance coverage.

Car insurance isn’t all that expensive in Missouri — in fact,
premiums average $791 per year, well below the US national average
of $935 per year according to the Insurance Information Institute.
Even though it’s affordable, there’s still one big way to save:

shopping around

Car insurance companies price your
premium
based on a variety of factors. Everything from your
age, years of driving experience, and even your marital status can
affect your insurance premium. One of the biggest
factors
is your
credit score
. That said, it’s important to get quotes from many
different insurance companies and compare them to get the best deal
for you before deciding. 

If you’re looking to save on car insurance in Missouri, here are
a few companies that offer competitive rates in this state to help
start the search. 

Who has the best cheap car insurance in Indiana? 


Consumer Reports
compiled pricing formulas from every insurance
company in all 50 states. According to its data, credit scores play
a big role in the cost of car insurance coverage. Here are the
three most affordable car insurance companies in Missouri, along
with the average cost of coverage for a single adult driver. 

Drivers with good
credit
, or FICO scores between 670 and 739, will see the best
coverage costs from these three companies, on average: 

  • USAA car insurance: $802 per year
  • AAA car insurance: $910 per year
  • Farmers car insurance: $1,009 per year

Drivers with
excellent FICO scores
above 800 will pay the least for
coverage, on average.

  • USAA car insurance: $580 per year
  • AAA car insurance: $683 per year
  • Farmers car insurance: $840 per year

Drivers with poor credit, or credit scores below 539, will pay
the most for coverage, on average. 

  • AAA car insurance: $1,466 per year 
  • American Family car insurance: $1,850 per year
  • State Farm car insurance: $2,068 per year

Who gets the best cheap car insurance in Missouri? 

As the numbers show above, drivers with the best credit score
will see the best price on car insurance.
Raising your credit score
could be one way to save. But,
insurance companies price your premium based on several different
factors, and it might pay to compare your coverage.  

If you’re willing to shop around you could save some money by
comparing the quotes offered to you. Get four or five quotes, and
look at the different coverage types and limits. You’ll also want
to look at the deductible, or the amount that you’ll be responsible
for out-of-pocket if you get into an accident. 

Once you’ve found the policy with the most coverage and the
lowest deductibles and premium, you’ve found the best policy for
you. 


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Source: FS – All – Economy – News
Who has the best cheap car insurance in Missouri?